Holiday loans. Take full advantage of your getaway. Personalised prices from 6.99% ?

Apply now obtain a quote Won’t affect your credit rating

We understand travel expenses can add on up

This is exactly why we are right right right here to assist you plan ahead while making the many of the journey


Arrange ahead to pay for the big costs. Be ready for unanticipated expenses without any shock bank card charges.


With one easy-to-manage loan you are able to protect your entire costs and money that is spending.


Enjoy quality, stress-free time away. There is no have to delay producing those life time memories.

Simple, 100% online

Step one. Get to know you

Tell us about your loan, provide us with then some information about your self as well as your funds.

Step 2. Get your quote

We offer your detailed estimate along with your interest rate, borrowing limit and repayments.

Step 3. Get your hard earned money

Accept your quote and offer some details that are final. Many loans placed in the market are fully-funded in 24 hours or less.

That which we provide

$2K – $70K

Loan limitations

3 or five years

Loan terms

$200 or $450

Establishment cost

Early payment cost

  • All loans are unsecured
  • Prices from 6.99per cent – 29.99% p.a. ?
  • Your price is fixed for the life of the mortgage
  • You are able to repay regular, fortnightly or month-to-month
  • Establishment charge of $200 for loans under $5,000 ?
  • Establishment cost of $450 for loans $5,000 and over ?

Have the loan that actually works for you personally

Save money time residing and less time finding out how exactly to pay money for the plain things you’ll need


Rates of interest are derived from your credit that is individual assessment not one-size-fits-all.


Many loans placed in industry are completely funded in 24 hours or less.

100% ONLINE – 24/7

No queues with no significance of any embarrassing meetings that are face-to-face.

Today get started with Harmoney

Tens of thousands of clever Kiwis are switching to Harmoney to reach their fantasies.

We are genuine people so we’re here if you want us

If you want help, simply call us on 0800 427 666 or hop on to call home talk and another of our a lot more than 30 experts would be here to assist.

Conditions and terms

1. Susceptible to approval and money. Harmoney’s interest rates range between 6.99% p.a. To 29.99% p.a. And generally are provided on the basis of the borrower’s that are individual assessment in accordance with Harmoney’s credit scorecard. To become approved and list your loan you have to satisfy Harmoney’s credit requirements and lending that is responsible. Charges, costs, stipulations use.

2. Establishment cost of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $70,000. Fixed prices consist of 6.99% p.a. To 29.99per cent p.a. On 36 to 60 thirty days terms, without any very early payment charges.

Unsecured loans

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered beneath the Financial Service services (Registration and Dispute Resolution) Act 2008.

Getaway Loans

So, before you confirm your resort booking and begin packing your suitcase, it is crucial to account for just how you’re realistically planning to shell out the dough all. Because of this, it is not unusual so that you can consider some kind of vacation finance that will help you pay money for the associated expenses and also make sure you like your time and effort away.

Much like a great many other kinds of loan in the united kingdom credit market, there are numerous solutions with regards to locating a loan that is personal fund your seasonal getaway. In line with the 2018 getaway behavior Report from trusted online payday IA travel brand name, ABTA, the average quantity invested whilst on vacation dropped in 2018, suggesting that instead of selecting to not holiday at all, holidaymakers are merely choosing to spending plan more carefully whenever they’re away.

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